Equipment Financing

Purchasing new equipment can be a great strain for a small business. Our equipment finance products allow small business clients to purchase the new equipment they need without having to pay upfront. Our programs are spread out with paybacks over 12-120 months and the lowest rates in the industry. All credit scores are considered, including challenged credit and the approval decision are received within a few hours. We can help you your business purchase any type of equipment, including construction equipment, machinery, vehicles, software, furnishings, telecom systems, specialized equipment and more!

When you work with Axis Capital Funding, you have access to a team of equipment financing professionals dedicated to helping businesses across the United States get the equipment and technology they need to truly grow and thrive. We help you keep up with your competitors, even if they are better funded and have greater access to capital.

Quick Quote


Starting at 5.99%


Options from 12-120 Months.

Tax Benefits

Structured Financing to Qualify for Section 179 Benefits

Frequently Asked Questions

Will Axis Capital Funding hit my personal credit with an inquiry when I apply?

Nope. We can make a decision without an inquiry showing up on your credit report.

Do you have the restrictions that a bank has, like blanket liens and similar?

No, we do not. Our fixed-rate loans and leases require no blanket liens, and we also do not require a compensating bank balance. Nor do you have to re-qualify for the loan annually. Assuming you make your payments, we'll leave you alone.

Do you provide titled leases?

Yes, we do – with a guaranteed purchase option.

Is your financing Section 179-friendly?

Yes. And we encourage you to use Section 179 in conjunction with our financing / equipment leasing. Your accountant will be very pleased.

Once we apply, how fast is your approval process?

An approval is usually issued in as little as 2 hours. Your dedicated Account Manager will keep you informed throughout the entire process.